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What should I do in case of damage?

In case of occurrence of the insured event, the insurers request that the claim file should include the following documents: 
- Original documents delivered by the authorities (Police, Fire Department) in the case of traffic events that result in damage to third parties*
- Copy of the CASCO/ RCA policy
- Power of attorney issued by BRD Sogelease
- Vehicle registration certificate/ copy of the driving license, identity papers of the representative
- Statement


* As of January 1, 2009, the holders of a CASCO policy may notify their claims directly to the Insurer that issued the insurance policy, if only their own vehicle was damaged.Examples: Damage in the parking lot, with unknown author, break of the oil bath because of a hit or collision with an exterior body, damage of one’s own vehicle while in motion following failed manoeuvres without damage to third parties, glass areas (windscreens, lateral windows, back windows) broken following the clash with an exterior body.


The lessee is in charge of filing the claim and both BRD Sogelease and the insurance broker can provide phone assistance.

 

The claim must be filed within 24 hours in case of theft or within 48 hours in case of damage.

 

In order to issue the Power of attorney for claim, BRD Sogelease requires the following documents:

1. Specific request for issuance of the power of attorney for claim – Download request

2. Copy of the identity papers of the person who will file the claim.

 

The applicant shall send the documents required for the issuance of the Power of attorney for claim to the attention of:

or

  • Insurance broker of BRD Sogelease: fax +4 021.232. 21.02 / +4 021.232.19.13


For any additional information, please contact us using the following coordinates:

 

What should I do to leave the country with the car?

According to the provisions of the leasing contract: “If the Lessee wishes to take the Financed Asset outside the Romanian territory, such Lessee undertakes to send a prior notice to the Lessor in view of obtaining a Power of attorney. The Lessee shall not use the Financed Asset outside the Romanian territory without the prior written consent of the Lessor.”


In order to issue the power of attorney for leaving the country, BRD Sogelease requires the following documents:
1. Specific request for issuance of the power of attorney to leave the country – Download request;
2. Copy of the identity papers/passport of the person who goes abroad;
3. Copy of the RCA policy/ Green Card and of the CASCO cover expansion, if the Green Card is not issued by the same insurer that issued the CASCO or if the Green Card does not cover all the countries in which the respective person will travel;


The applicant shall send the documents required for the issuance of the Power of attorney to the attention of:

or

  • Insurance broker of BRD Sogelease: fax +4 021.232. 21.02 / +4 021.232.19.13

For any additional information, please contact us using the following coordinates:

 

The power of attorney for leaving the country shall be requested at least 3 business days before the travel and it shall be released by BRD Sogelease within no more than 24 hours.

 

What should I do in case an invoice doesn't reach me in due time?

If an invoice doesn't reach you in due time, request a faxed copy to the Invoice Department in BRD Sogelease.
Contact persons:
Florina CĂTUNEANU: +4 021. 301.41.77
Iulian DUMITRU: +4 021.301.43 .29
According to article 3.5. of the General Leasing Terms, "a missing invoice does not exonerate the client of leasing installment payment" on settled date of payment.

 

Why did I get a payment warning?

You receive the payment warning if installment payment to the BRD Sogelease account is not confirmed before the date warning is issued.

 

What is the invoice value date?

According to article 3.1. of the General Leasing Terms "invoices issued in Contract terms fall due the 7th calendar day from issuance".
Money must enter the BRD Sogelease account no later than the due date printed on invoice.
In case the due date is either a non-working day or a bank holiday, due date is reported to the first working day to follow (according to article 3.5. of the General Leasing Terms). In case of late payments, penalties are calculated by a daily charge of 0.3% outstanding payment value on period between due date and the date money enters the BRD Sogelease account..
BRD Sogelease account details: RO30BRDE450SV00992744500 opened at BRD Groupe Société Générale - "Mari Clienti Corporativi" branch.
For more information please contact:
Florina CĂTUNEANU: 021.301.41.77
Iulian DUMITRU: +4 021.301.43 .29

 

When am I charged penalties and what are they?

Penalties are calculated for late payments only and detailed on next payment invoice.
In case of late payments, penalties are calculated by a daily charge of 0.3% outstanding payment value on period between due date and the date money enters the BRD Sogelease account.
For more information please contact:
Florina CĂTUNEANU: +4 021.301.41.77
Iulian DUMITRU: +4 021.301.43 .29

 

What should be done if any of the data provided on closing the contract modifies?

BRD Sogelease must be notified in writing of any and all changes occurred during the leasing contract duration within 15 calendar days since modifications become effective.

Categories:

 

  • Legal modifications
  • Modification of company social capital
  • Changes of company address, name, and company fusion or division
  • Transformation of company legal form
  • Legal reorganization, bankruptcy
  • Change of account number etc.


The user is required to submit to BRD Sogelease all necessary documents.
Please inform the BRD Sogelease Operations Department of any and all modifications on fax number: +4021.301.41.05. For any other questions on this matter you may also contact the Operations Department on telephone number: +4021.301.41.83.

 

What is the residual value?

The residual value is the value for which, at the end of the leasing contract, the ownership title of the asset is transferred to the User (art. 2 lit. c O.G. 51/1997)

 

What is the novation?

The novation is a convention between the parties of an obligation legal position, which extinguish an obligation, replacing it with another. The effects of the first obligation are changed into the effects of the new obligation that has appeared as a result of the novation.

 

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